Frequently Asked Questions

For most individual taxpayers (not subject to audit), the due date is July 31st of the assessment year. For taxpayers subject to tax audit, the deadline is typically October 31st. Belated returns can be filed until December 31st, subject to a late filing fee. Dates may be extended by the Government — we recommend not waiting until the last day. Contact us well before the deadline to ensure timely filing.

We review your financial profile from a lender's perspective, identify any gaps or inconsistencies, and prepare your loan documentation in a format that banks trust. For self-employed applicants, we prepare financial statements and a CA certificate where required. A well-structured file increases approval probability and often improves the loan terms offered. Our clients consistently report faster processing times and better outcomes with CA-prepared files.

The fastest improvements come from: paying all EMIs and credit card dues on time, reducing your credit card utilisation below 30% of your limit, not applying for multiple credit products simultaneously, and disputing any errors in your credit report. We offer a formal CIBIL consultation (₹5,000) where we review your credit report in detail and provide a personalised improvement plan. Book your CIBIL consultation →

Yes. We provide comprehensive income tax services for Non-Resident Indians — including determination of residential status, filing ITRs for Indian-sourced income, advisory on DTAA (Double Taxation Avoidance Agreement) benefits, and guidance on repatriation compliance. Our services are delivered entirely online, making geography no barrier to expert advisory.

GST registration is the one-time process of obtaining your GSTIN (GST Identification Number) from the government — a prerequisite for legally charging GST on your sales. GST filing refers to the periodic submission of GST returns (GSTR-1, GSTR-3B, GSTR-9) reporting your sales, purchases, and tax payments. Registration is required before you can file. We handle both — from initial registration through ongoing monthly/quarterly compliance.

Our fees are structured based on the complexity and scope of work involved in each engagement. We believe in transparent pricing — you will always know what you are paying before we begin. For a detailed discussion of fees relevant to your specific requirements, we invite you to book a consultation or contact us directly. Expert consultation: ₹5,000 per hour.

Yes. We serve clients across India. The majority of our services — ITR filing, GST compliance, company registration, advisory, and consultations — are delivered entirely online through secure digital workflows. For in-person requirements, we are based in Greater Kailash, New Delhi. Consultations can be conducted via Google Meet for clients outside Delhi.

The simplest way to begin is to book a 1-hour consultation (₹5,000) so we can understand your requirements and advise you on the right approach. Alternatively, you can call or WhatsApp us at +91 9870 555 220, or email us at ringmyca@gmail.com. We will respond within one business day. Book a consultation →

Yes. We manage the entire company incorporation process — from structure advisory (Private Limited, LLP, OPC, etc.) and name reservation to SPICe+ filing, MOA/AOA drafting, DIN and DSC procurement, and post-incorporation compliance including bank account opening and first-year statutory obligations. You focus on your business. We handle the paperwork.